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Recent tax and regulatory changes have created some challenges for buy-to-let landlords. So, we wanted to pass on 4 things that have been highlighted to us to make sure you are aware of what’s to come in 2019 for buy-to-let landlords.
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Many young people find it difficult to get onto the property ladder and require guarantor mortgages. There are many reasons for this, including property prices, the need to provide deposits (as a percentage of the property valuation) and stricter lender criteria.
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Is there such a thing as 100% lending? The short answer is No. Lenders no longer offer 100% mortgages.
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Credit Scores and Credit Reports How they can affect your mortgage application. How they can affect your mortgage application. Things that will help you get a mortgage for a dream house.
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What is an RIO mortgage and who is it for? RIO mortgages are aimed at older homeowners; people over the age of 55 who want to release a cash lump sum from their property. .
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Can I get a mortgage if I am self-employed? The answer is ‘yes’! Being self-employed will not hinder you from getting a mortgage. Any lender you approach for a mortgage, whether on the high street or through a broker, will want to ensure you can afford your mortgage and will ask for proof of income. For a self-employed person, this is in the form of...
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