Life Insurance – what you should know Many people may not think Life Insurance is important but ask yourself, if anything happens to you, can your wife, husband or partner, manage without your income? If the answer to that is no, then you should think about taking out Life Insurance. If you do, and do it right, you can be assured that should anything happen...Read More
Building and Contents Insurance Having made the most important purchase of your life, your home, it makes sense for you to protect it and your family from unexpected damage that could leave you financially vulnerable. All Mortgage providers will want confirmation that you have buildings insurance at the time of purchase, although they will not expect you to use their insurance, allowing you to shop...Read More
Recent tax and regulatory changes have created some challenges for buy-to-let landlords. So, we wanted to pass on 4 things that have been highlighted to us to make sure you are aware of what’s to come in 2019 for buy-to-let landlords.Read More
Many young people find it difficult to get onto the property ladder and require guarantor mortgages. There are many reasons for this, including property prices, the need to provide deposits (as a percentage of the property valuation) and stricter lender criteria.Read More
Can I get a mortgage if I am self-employed? The answer is ‘yes’! Being self-employed will not hinder you from getting a mortgage. Any lender you approach for a mortgage, whether on the high street or through a broker, will want to ensure you can afford your mortgage and will ask for proof of income. For a self-employed person, this is in the form of...Read More
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