Trusts – What you should know A trust is a legal arrangement that separates any funds from the life insurance paid out on your death, from the rest of your estate (i.e., property, money, possessions).Read More
Life Insurance – what you should know Many people may not think Life Insurance is important but ask yourself, if anything happens to you, can your wife, husband or partner, manage without your income? If the answer to that is no, then you should think about taking out Life Insurance. If you do, and do...Read More
Building and Contents Insurance Having made the most important purchase of your life, your home, it makes sense for you to protect it and your family from unexpected damage that could leave you financially vulnerable. All Mortgage providers will want confirmation that you have buildings insurance at the time of purchase, although they will not...Read More
Buy to Let: Should I incorporate as a limited company? In 2015 it was announced that mortgage interest tax relief would be gradually phased out by April 2020. It means that by that date landlords will no longer be able to deduct their mortgage costs from their rental income. In the 2019/2020 tax year, landlords...Read More
The way landlords’ income is taxed is changing and landlords may already be seeing the effects of these recent tax changes, which are being phased in over three years, beginning 2017/18 tax period.Read More
Recent tax and regulatory changes have created some challenges for buy-to-let landlords. So, we wanted to pass on 4 things that have been highlighted to us to make sure you are aware of what’s to come in 2019 for buy-to-let landlords.Read More
Many young people find it difficult to get onto the property ladder and require guarantor mortgages. There are many reasons for this, including property prices, the need to provide deposits (as a percentage of the property valuation) and stricter lender criteria.Read More
It has come to our attention that companies with similar names to ours are operating within financial services. To be clear, Finance Expert Ltd SC385401 is not associated with any firms with a similar name; we operate within the residential mortgage market and do not ask for up-front payments from our clients. We are not involved in Bitcoin, Investments, Property Clubs or Property Sourcing or any financial service out-with the residential mortgage market. We have contacted the Financial Conduct Authority and Companies House regarding this issue. If you’d like to discuss our services with us, please give us a call.