Buy to Let: Should I incorporate as a limited company? In 2015 it was announced that mortgage interest tax relief would be gradually phased out by April 2020. It means that by that date landlords will no longer be able to deduct their mortgage costs from their rental income. In the 2019/2020 tax year, landlords...Read More
The way landlords’ income is taxed is changing and landlords may already be seeing the effects of these recent tax changes, which are being phased in over three years, beginning 2017/18 tax period.Read More
Recent tax and regulatory changes have created some challenges for buy-to-let landlords. So, we wanted to pass on 4 things that have been highlighted to us to make sure you are aware of what’s to come in 2019 for buy-to-let landlords.Read More
Many young people find it difficult to get onto the property ladder and require guarantor mortgages. There are many reasons for this, including property prices, the need to provide deposits (as a percentage of the property valuation) and stricter lender criteria.Read More
Can I get a mortgage if I am self-employed? The answer is ‘yes’! Being self-employed will not hinder you from getting a mortgage. Any lender you approach for a mortgage, whether on the high street or through a broker, will want to ensure you can afford your mortgage and will ask for proof of income....Read More
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